Central Mississippi Real Estate and Community News

Aug. 12, 2021

Why Buy New Construction Home

Top Reasons Why New Construction Homes Are A Top Choice For Today's Home Buyer

 Are you in the market for a new home? If so, you may have been comparing your options when it comes to open listings on the local market. One decision you will need to consider: do you want to purchase an existing home or new construction? Let's explore a few reasons why new construction homes are a popular choice for today's home buyer.

 ·         A Home Designed (By You) With The Future In Mind

 Ask anyone who has recently invested in a brand-new home, and many will share that all of the built-in technology was an essential factor. Today's homes are designed with the future in mind. High-speed networking, better wireless connectivity, high-tech security and other features are all benefits that typically can't be found in older homes.

 Of course, don't forget that you play a role in the design choices in a new construction home. It is your chance to design all of the features you would want in a dream house.

 ·         Energy And Cost Efficient

 As you might imagine, homes constructed with modern designs and materials are vastly more energy efficient than older homes. Tighter seals, better insulation and more efficient heating and cooling all translate to lower utility costs. Moreover, while the savings per day might seem small, over time, they add up. Leaving more money in your pocket for investment, saving or other purposes.

 If you want to take it a step further, you may even decide to expand your new construction home with solar panels or other high-efficiency upgrades.

 ·         Less Maintenance Means More Free Time

 You can sleep soundly knowing that a new construction home needs far less maintenance work than an older home. Of course, there will still be the occasional job that needs taking care of. So, you will want to be diligent in fixing up any damage or issues that do occur so that the problem does not spread. But overall, you can expect to spend less of your free time repairing things and more of it relaxing and enjoying life.

 These are just a few of the many great reasons to invest in a brand-new home. To learn more about new construction real estate opportunities in the local area, contact us today. Our professional team is happy to discuss your needs and help you find the perfect new home.

 ·         Move In Ready

 This should be obvious, but many buyers forget that buying an existing home usually means you will have to fix or update things.  This is usually not the case with new construction (especially if you get in early enough to pick some of your own finishes and paint colors). The appliances are new too, so no worries about having to replace any high cost items like air conditioners, dishwashers, stove, etc.  Let’s not forget that new construction homes will be extra clean since no one has lived in the home previously…no old carpet, thank you!

  Also, if you have a home to sell before you can purchase a new one, the flexibility of timing with new construction usually works in your favor. 

 These are just a few of the many great reasons to invest in a brand-new home. To learn more about new construction real estate opportunities in Madison, contact us today at 601-613-9100, or visit our website at www.taylorgroupms.com. Our professional team is happy to discuss your needs and help you find the perfect new home.


new construction homes madison ms


Posted in Buying a Home
Aug. 4, 2021

Moving Up or Down in Madison


As the circumstances of our lives change, as do our homes. Many growing families reach the point where it is necessary to move-up to have more space that better suits their needs. For others, such as retirees who do not need as much space and would rather use the money on other things, downsizing may be the right move. Whatever the next phase of your life looks like, it will always be in your best interest to prepare ahead of time and work with the right real estate agent in Madison, Mississippi. In this article we will review the essentials of how to move-up or downsize.

 1.  Know the value of your current home

 You have made the decision to sell your home to move-up or downsize, now what? The first step is to get an accurate picture of what you can get out of selling your current home. This will all depend on market trends and having the right Realtor to represent you and your home’s value. Taylor Realty Group offers a home valuation tool for you to calculate how much your home is worth.

 2.  Know your budget for moving-up or downsizing 

Now that you have a better idea about what you can get out of selling, you can begin assessing your total budget for buying. 

For families looking to move-up, it is very important to know what you can afford. You will not only need to consider the purchase price of the home, but the unexpected costs that may arise as well such as homeowner association fees, lender and closing fees, upkeep costs, taxes, and insurance. Knowing what you can afford will give us a place to start.  As your Realtor, we have relationships with lenders and can get you started on figuring out how much is just right for your needs. 

For retirees and those downsizing, you will make decisions about how much you want to put towards your new home and how much you want to pocket for your personal retirement goals. For many retirees, having a cash nest egg and that piece of mind is the ultimate goal.

 3.  Decide whether you will buy or sell first

In today’s market, finding a home to purchase at the same time you are selling can be tricky. To navigate this balancing act, you will want an experienced real estate agent by your side.  Especially if you are moving-up and need the proceeds from your sale for your purchase, there are many moving parts that can be confusing and overwhelming. If the timelines of both closings do not line up, you could lose the home you are after to other buyers or face the risk of being stuck with two mortgage payments, a heavy financial burden for many. 

Whether you are moving-up or downsizing, Taylor Realty Group will be with you every step of the way. We will help you search for the perfect home for you while managing both your sale and purchase.

4. Use our website to customize your search and get daily listing alerts 

When it comes to the best place to live in Madison, Mississippi, we’ve got you covered. Our search tool allows you to customize your property search to specific areas and neighborhoods and will email daily listings straight from the MLS. As soon as a home comes up that you are interested in, our team of Madison locals will be ready to act swiftly. Let us do the searching for you, just let us know what you are looking for.

 5.  Work with the right people 

We are passionate about making your home owning dreams a reality. Taylor Realty Group can help your family find the perfect home for the next phase of your life no matter what that looks like for you. We are experienced real estate professionals that will guide you through the entire process from start to finish.  From getting your property listed and sold to finding you the perfect home, we will help through it all.

 Unlike Zillow or other real estate platforms, our website has tools for you to assess how much your home is worth  and tools to customize your home search and set up daily email alerts for listings. When your perfect home appears, we are ready to act.

 Contact us now and let us know how we can help you reach your goals as a homeowner in Central Mississippi.


Posted in Buying a Home
July 27, 2021

Photo Shoot Checklist

Do I judge? Yes, I do!  I judge a book by it's cover every time when it comes to browsing homes on line!  And most other home buyers do too!  When I list a home, I ALWAYS pay to have professional photos done!  It's part of my job!  In todays world, 95% of potential home buyers will start their search on line.  They will decide within 10 seconds based on the photos ALONE if they want to reach out to their agent to see the home in person.  So why risk it with average looking photos taken by an amateur??

BUT, why are photos so important and is my home worthy of professional photos?   I have sellers ask me this question all the time!  And yes, every home is worthy of professional photos!  A professional knows how to make a room look it's best by getting the perfect light, the right angle and of course the best quality.  

Many studies have been done and shown that homes listed with professional photos sold faster and for MORE money than homes taken by an amateur.  As your agent, I want to help you get top dollar for your home, and I know that a professional photo shoot is a big step in making sure that happens!  I truly believe that every home deserves top notch photos done by a pro!

But, professional photographers are NOT magicians, and I still need a little help from the seller.  I've put together a checklist of the most important things you can do to get ready for the photo shoot.

When you're ready to sell your home in Madison or the Central MS area, give us a call at (601) 613-9100 or visit us at www.taylorgroupms.com.


Selling your home in Madison, MS


Posted in Selling Your Home
July 19, 2021

4 Mistakes That Torment First-Time Home Sellers and How to Make Sure you Don’t Make Them

Thinking of about selling your home? If this is your first time going through the selling process or 100th time, you may be wondering just how well things are going to go. Selling a home is normally a smooth process (Especially if you have Taylor Realty Group on your team)– there are thousands sold every day – but things can quickly go awry if you aren’t paying attention. Let's get to those 4 mistakes!


1.       Trying To Sell Without Experienced Representation


The first and most significant mistake that some first-time sellers make is to try to go it alone. And I’m not just saying this because I’m a real estate agent and broker…I knew this years ago when I bought my first house right out of college! Selling a house is a major financial and legal transaction and one where experience is crucial in getting things right. Invest in an agent who has a track record for quick, efficient sales and you're going to have an advantage. 


2.       Choosing Emotion Over Reason


Next, you'll want to avoid letting your emotions control how you react or respond during the selling process. Many homeowners become emotionally attached to their homes, which is fine while you're living there, but can be a problem when you're selling. It's important to let logic and reason guide the sale. Don't let yourself get caught up emotionally or you may make a critical mistake. Having an experienced agent, can help you logically and objectively by working with the buyer to keep cool when things tend to get heated.  There are many times when both parties disagree, and you need an agent to help resolve issues that will come up.


3.       Pricing Outside Of A Realistic Range


Asking too much – or too little! – for their home is another common mistake made by first-time home sellers. It's critical to understand that the local real estate market has a lot of influence on the correct asking price for your home. Current listings and recent sales of similar homes in the area tend to set a price range in the minds of buyers, so these will need to be observed. I will be a big help in choosing the right sale price. I will give you a price range that I believe will help you sell fast (if you’re in a hurry) or maybe test the waters (if you have time to spare).  I will show you comparable homes that have sold so we can come up with the price that is right for you!  I totally understand why a seller would want to try to sell it on their own, but since Mississippi is a non disclosure state (this means sold prices aren’t disclosed to the public), there is a good chance you are underpricing your home, and any “savings” you might realize from not hiring an agent are lost anyway.



4.       Selling At The Wrong Time


The final mistake we'll cover today is listing your home for sale in the wrong environment. CAVEAT – This doesn’t necessarily apply to our COVID post pandemic short supply times…but normally, the local real estate market is in constant state of change due to a variety of factors. The seasons, other local home listings, interest rates, new home construction, and all sorts of other factors can influence your sale. Unless you are under a time constraint, it's best to let your agent advise you when it's a good time to list your home.


To sum it up, Selling your first home can be a daunting experience, but with the right frame of mind and professional representation, it will go smoothly. To learn more about the home selling process or to list your home for sale, contact us today. Our real estate team is happy to assist.


We are always ready to give you our professional estimate on the value of our home.

Visit www.taylorgroupms.com for more details! 



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Posted in Selling Your Home
July 8, 2021

Madison, MS: The Best Places To Live in Mississippi for 2021

Best Places To Live In Mississippi

History of Madison, Mississippi

It might be challenging to spell Mississippi but enjoying the state is surely no challenge at all. Mississippi, also known as the Magnolia State,  has a lot of areas that you can explore and a lot of bigger cities that you can get lost in. But standing out among all these cities is Madison, considered to be one of the best places to live in Mississippi. 

Named after the fourth US President, James Madison, Madison is an old farming town located on a bustling railroad track before the Civil War. With a population of approximately 25,000 people, Madison might be considered a small town but surely holds its own compared to bigger cities in terms of livability. Located in Madison County, in the suburb of Jackson, Madison is considered one of the best places to live in Mississippi. 

About Madison, Mississippi

Located just 10 miles away from the state capital of Jackson, Madison boasts of the best restaurants, shopping, and high-quality educational system. One of the best things about Madison is its proximity to everything you could ever ask for. New Orleans or Memphis, Tennessee are both approximately three hours away by driving. The roads and highways are well-maintained and provide convenient access to either side of the town so getting around is as easy as it gets!

Best Places To Live in Mississippi

If you need close access to an airport, Madison is merely 30 minutes away from the Jackson International Airport which is the gateway to most international destinations. 

Even though it is close to bigger cities, Madison does not lose its small-town appeal, even with a steady increase of 60% in the population over the last ten years. This increase is attributed to the high quality of living that Madison imposes on its residents which makes it attractive for individuals, families, and retirees to move into.

Citizens of Madison value the quality of life and family values which makes this city attractive to families who are trying to raise their kids in a good, family-oriented environment. Another thing that attracts people to Madison is the very low crime rate. With all these attributes, it is no surprise that Madison was voted as one of “The Best Towns for Families”. 

In fact, if there's one thing that Madison is known for, it's the safe streets! Year after year, Madison has been rated as one of the safest cities in Mississippi with one of the lowest crime rates in the entire country! This just adds to the high quality of life that Madison locals are familiar with. 

According to Zippia, Madison is the happiest city in Mississippi which makes it so attractive for visitors to explore and potentially call this town their home. Retirees are also welcome to move into the area as it is one of the certified retirement areas in all of Mississippi.

Best Places To Live in Mississippi

Back in the day, Madison was a small, farming town that has since boomed to be one of the best towns Mississippi has to offer especially when it comes to the health and happiness of its residents. You might be wondering, how do they rate happiness? There are certainly a lot of factors that you have to consider when rating happiness and this includes: high-quality educational system, gainful employment, pride in homeownership, and enjoying the low cost of living. 

Madison has a median income of $100,978, which is more than double Mississippi’s median income. This figure is a testament to the high quality of life the residents enjoy as well as the low cost of living which is 8% lower compared to nationwide levels.

Madison not only attracts families but is a great retirement destination as well. The attributes that attract seniors to retire in this town are the low crime rate, low cost of living, and peacefulness that this town brings. If you are looking to retire in a town that has everything but still has the small-town charm, look no further as Madison is the one for you!

Related Post

Finding Your Home In a Low Inventory Market

Things To Do in Madison, Mississippi

Another factor that affects the quality of life within residents is the exposure to nature and parks which there are no shortages of in Madison. If you are looking for outdoor recreational experiences, Madison has a lot of superior natural parks that offer a plethora of activities which include baseball and soccer fields, batting cages, an outdoor learning center, and even an archery range. With this in mind, you will not run out of things or activities to do when you are in the area.

It has been a known fact that exposure to outdoor places and nature increases happiness and helps relieve stress and depression. It is no wonder that Madison’s residents are happy in the location and area that they are in because of the numerous lush green landscapes that they can enjoy throughout the year. 

Best Places To Live in Mississippi

Madison emphasizes family values and what better way to spend time with your family and friends outside and enjoying what the park system has to offer. Kids are exposed to playgrounds and different sporting fields that they can take advantage of.

With its proximity to Jackson, it is not unusual to equate Madison to larger cities but you will be surprised to discover that Madison exudes a small-town charm that will make you feel at home. Even with its small-town vibe, Madison offers a lot of options when it comes to recreational areas that you can explore with your family.

Popular parks and recreational areas that you can explore in Madison include:

Liberty Park

Located at 100 Liberty Park Drive, Liberty Park has a plethora of activities that you can explore day in and day out. Amenities include: 

  • 8 lighted baseball or softball fields
  • 3 T-Ball fields for practice
  • 4 full-size regulation soccer fields
  • Lighted batting cages
  • 2 volleyball courts

With all these amenities spread out over 70 acres, people of all ages will surely enjoy Liberty Park. Kids can play on the Liberty Village Playground also located inside the esteemed park. On the western side of the park, you can find a paved walking trail that you can stroll on to take in the best that nature has to offer. 

Strawberry Patch Park

Compared to Liberty Park, the Strawberry Patch Park is much smaller with a total of 7 acres of space located at 271 St. Augustine Dr. Inside this park, you can find a lighted walking trail spanning 1 mile that you can enjoy with views of a 1-acre lake. Families love this park because it provides ample space for kids to play in. You can also have a picnic with your friends and family in the park’s picnic areas.

It is no wonder that the Strawberry Patch Park is a favorite among families to gather around on special occasions and holidays because of its family-friendly atmosphere and convenient location. 

Best Places To Live in Mississippi

The Ross Barnett Reservoir 

Also known as "the Rez" by the locals, the Ross Barnett Reservoir is a beautiful place to visit. It's located on Highway 25 and is one of the most popular attractions in the area featuring 33,000 acres ideal for boating and fishing and plenty of space for picnics! 

The Ross Barnett Reservoir has been host to many water sports competitions and concerts. One of America's best white water rafting events takes place at the Rez every year. It starts at Ross Barnett Dam near Jackson, and the purpose is to raft down a link section of the Tallahala River that runs through DeSoto National Forest. It is one of the longest white water rafting events in the nation.

Madison, MS

Simmons Arboretum 

Nestled at the end of St. Augustine Drive, the Simmons Arboretum is a green reserve space that is a favorite of Madison residents to explore and gather in. With 10 acres of lush greenery, you will never run out of spaces to explore. Home to rustic walking trails and native wildlife plants and trees, you will be in awe of the different topographies and landscapes that will capture your adventurous side. 

The topography of Simmons Arboretum is one of a kind, with wetland views and small hills. History buffs will be thrilled when they discover that the Arboretum also has a sunken road which officials speculate was part of the original Trace road system. The hiking trails have well-marked areas and provide descriptions identifying native plants which makes hiking the Simmons Arboretum a fun and educational adventure for adults and children alike. 

The Simmons Arboretum was donated to the City of Madison by Dr. and Mrs. Walter Simmons to educate people about the different flowers and trees native to Madison. With a 1.6-mile paved trail walk, you can leisurely walk through the park while enjoying the native trees and flowers that are appropriately labeled.

Best Places To Live in Mississippi

Madison Square Center for the Arts

You can find this center right in the heart of downtown Madison. The Madison Square Center for the Arts was created so that residents and visitors can celebrate art, education, and different cultures. The center provides a wide range of classes that you can sign up for to bring out your creative side. 

You can enjoy performances throughout the year in this venue, which range from ballet performances to musicals or plays. Kids can sign up for a two-week Summer Arts Camp that will surely enhance their creativity and hone their skills. The summer camp is for students enrolled in Grades 1 to 9, with activities ranging from singing, dancing, acting, drama, and set design. All of this culminates in a performance for the community.

The center also hosts festivals and events throughout the year that residents and visitors can enjoy. During the summer, the center hosts the Downtown Madison Farmers Market which is a fun way to meet your neighbors and enjoy locally-grown produce.

Pickenpaugh Pottery and Gallery

Madison is also home to unique boutiques and specialty shops that you will not find anywhere else. Some of the notable stores that you can shop in include the Pickenpaugh Pottery and Gallery where you can find customized pottery pieces perfect for home decoration or as a gift. 

Nearby shopping

Madison, Mississippi is a fairly small town and you will have to drive to Ridgeland for additional shopping options. Ridgeland is a mere 2-3 miles away so it is very close and offers a wide range of shopping options for you to choose from. Popular shopping places that you can go into include:

The Township at Colony Park 

This township exudes a vibrant neighborhood feel and has unique shops, boutiques, hotels, restaurants, and housing. The shops you will find in this township are mostly local so you will truly discover unique things which each visit. There are a lot of dining options that you can choose from depending on what type of food you are craving for. 

Best Places To Live in Mississippi

Renaissance at Colony Park 

Inspired by European design, the Renaissance at Colony Park is an area where you can find numerous local and nationally-known retail shops, restaurants in the Jackson Metro Area. The shops and restaurants are spread out in an open-area layout coupled with European designs, water features, and lighting.

You can’t beat the ambiance and feel of this place, whether you are shopping or just leisurely strolling. 

Renaissance at Colony Park, Madison, MS

Antique Mall of the South

If you love antique shopping, you should check out this spot. You will find unique products that you will not find anywhere else. From gifts to home decoration, there are plenty of options that you can choose from.

Northpark Mall

If you are looking for a mall that houses almost all of the nationally-known retailers, you don’t have to look any further. The Northpark Mall has it all! This is your one-stop shop when it comes to dining and shopping options with 120 retailers and restaurants to choose from. 

Real Estate in Madison, Mississippi

Homeownership is affordable in Madison with the median housing price of $377,000 in 2021. 

The homeownership rate in Madison is at a whopping 93% which surely makes it attractive for families. The average commute time is 21.6 minutes which is calculated from home to work. 

Schools in Madison, Mississippi

One of the things that make Madison, Mississippi so attractive to families is the top-rated educational system. Located in the city of Madison, you will find three elementary schools that are high-quality and truly outstanding. These schools are: 

Madison Avenue Elementary

View All Homes For Sale Near Madison Avenue Elementary School >>>

Madison Avenue Upper Elementary

View All Homes For Sale Near Madison Avenue Upper Elementary School >>>

Madison Station Elementary

View All Homes For Sale Near Madison Station Elementary School >>>

Madison schools are known to encourage students to excel in education and sports to have each student unlock their fullest potential through exposure to different things like arts, music, drama, athletics, and robotics.

Madison, Mississippi surely checks all the boxes that you might be looking for if you are seeking to retire or relocate yourself or your family. The city is rich in deeply-rooted family values and traditions that will surely make your stay. It is no wonder that Madison is known as one of the best places to live in Mississippi. 

Donna Taylor, located in Madison, Mississippi is a highly skilled and knowledgeable real estate agent. Taylor Realty Group is committed to its key core values of persistence, commitment to ethics, and love of family. Whether you are buying, selling, or curious about the market, Taylor Realty Group has the answers. 

A local Madison, Mississippi real estate agent is ready to help you find your dream home!

Posted in Buying a Home
June 12, 2021

Finding your home in a low inventory market

Everyday, someone tells me they are beyond frustrated because there are "no homes on the market".  Well, this isn't necessarily true I say!  WHAT??? cue the side eye glance!  Well, I say...there are homes hitting the market every day, they are just being snatched up like hotcakes!  And if you want one to be yours, let me help you!  First question, do you have a home to sell?  If yes, then lets work to get that home ready to go on the market.  We don't have time to waste when your perfect home hits the market.  And we can help you with that too!  Secondly, let's get you set up with a lender to get preapproved.  When you find that perfect home and want to put an offer on it...guess what the seller is going to request before they say yes??  You guessed it, they want that preapproval!!  They want reassurance before they take their home off the market that the buyer is qualified!  So, let the pros at www.taylorgroupms.com make your home buying journey a successful one the first time! Finding your dream home in Central MS doesn't have to make you frustrated if you let one of our professionals help you!

Posted in Buying a Home
April 12, 2021

Financial Benefits of Homeownership

Homeownership Is Full of Financial Benefits

Homeownership Is Full of Financial Benefits | MyKCM

Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents:

  • 88% - a better chance of saving for retirement
  • 87% - the best investment plan
  • 85% - the chance to be better off financially
  • 85% - the chance to build up wealth

Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget.

Does homeownership actually give you a better chance to build wealth?

No one can question a person’s unique feelings about the importance of homeownership. However, it’s fair to ask if the numbers justify homeownership as a financial asset.

Last fall, the Federal Reserve released the Survey of Consumer Finances, a report done every three years, with the latest edition covering through 2019. Their findings confirmed that homeownership is a clear financial benefit. The survey found that homeowners have forty times higher net worth than renters ($255,000 for homeowners compared to $6,300 for renters).

The difference in net worth between homeowners and renters has continued to grow. Here’s a graph showing the results of the last four Fed surveys:Homeownership Is Full of Financial Benefits | MyKCMThe above graph only includes data through 2019, but according to CoreLogic, the equity held by homeowners grew by $26,300 over the last twelve months alone. That means the gap between the net worth of homeowners and renters has probably widened even further over the last year.

Some might argue the difference in net worth may be due to homeowners normally having larger incomes than renters and therefore the ability to save more money. However, a study by First American shows homeowners have greater net worth than renters regardless of their income level. Here are the findings:Homeownership Is Full of Financial Benefits | MyKCMOthers may think homeowners are older and that’s why they have a greater net worth. However, a Joint Center for Housing Studies of Harvard University report on homeowners and renters over the age of 65 reveals:

“The ability to build equity puts homeowners far ahead of renters in terms of household wealth…the median owner age 65 and over had home equity of $143,500 and net wealth of $319,200. By comparison, the net wealth of the same-age renter was just $6,700.”

Homeowners 65 and older have 47.6 times greater net worth than renters.

Bottom Line

The idea of homeownership as a direct way to build your net worth has met the test of time. Let’s connect if you’re ready to take steps toward becoming a homeowner.

Posted in Home Ownership