If you’re thinking about buying a home in Madison, MS, there’s a lot happening right now in the local market that you’ll want to know. In this post, I’ll break down recent trends, what those numbers mean for buyers, and how you can use it to your advantage.
See the latest Madison, MS housing market trends for September 2025 — home prices, inventory, buyer tips, and seller strategies you need to know
Prices Continue to Climb
In September, the average sold price in Madison reached $486,000, which is a 4.9% increase compared to the same month last year. Homes in Madison, MS are still appreciating, even while mortgage rates draw attention. For buyers waiting on rates to fall, it’s worth remembering: higher home prices later could offset any gains from lower interest.
Inventory is tight right now. We have about 3.7 months of supply, which is lower than last September’s 4.76 months. Active listings ended the month at 266 homes, down 11% year over year. New listings dropped to 78, a 24% decline. Many homeowners are staying put, holding onto low mortgage rates, which makes it harder for new buyers to find options.
The average days on market was 64, up about 10% from a year ago. Still, homes in desirable areas that are priced right and show well are often going under contract in less than 7 days. That tells me the most desirable properties are still very competitive.
We also saw 85 closings in September, compared to 57 the year before — a strong 49% jump. Demand remains solid, even with fewer new listings.
Where Buyers Are Most Active
When you look at which price ranges are seeing the most movement, there’s a clear picture:
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The $300,000–$400,000 range led the pack, with 30 homes sold versus 20 last September
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The high end ($500,000+) also saw strong activity: 31 closings compared to 15 last year
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In the $400,000–$500,000 bracket, there were 13 sales vs 10
That tells us buyers are shopping both the “move-up” and luxury tiers. If you're in the market, this is helpful to know so you can see where your budget fits and where competition will be the fiercest.
Active Listings by Price Bracket
Although overall active listings were down 11%, there’s nuance when you look at price tiers:
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$300,000 – $399,000: 74 active listings (up from 63)
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$250,000 – $299,000: 18 active listings (down from 29)
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$500,000+: 124 active listings (down from 147)
Translation for buyers:
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If you’re under $300K, your choices are more limited
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In the $300s, there’s more selection
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At the top ($500K+), competition is there but inventory is thinning
What to Expect for ~$400,000 in 39110
In the 39110 ZIP code, a home priced around $400,000 typically offers:
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3–4 bedrooms
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2–3 bathrooms
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Around 2,000–2,500 square feet
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A 2- or 3-car garage
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Located in a planned neighborhood or close enough for convenient shopping
It’s a sweet spot for buyers who want good space and value without breaking into the high-end market.
Buyer & Seller Playbooks
For Buyers:
With tight supply and fast-moving homes, be ready. Get your mortgage pre-approval first. Tour new listings immediately. Use contingencies wisely. In the $300K–$500K range, the best homes will attract multiple offers.
For Sellers:
You have an opportunity right now. With new listings down 24%, your home could stand out. Price it right, make it shine, and aim to sell in the first week. If you want a quick sale, consider pricing just under comparable homes, especially if you don’t have time for deep renovations or staging.
Homes needing paint, deep cleaning, or minor repairs are less appealing to buyers right now. If you plan to sell in the next 90 days, starting your prep now is wise — pressure wash, touch up paint, declutter — do it before interest rates drop and competition ramps up even more.
Ready to Start Searching?
If you're serious about home shopping in Madison, MS, now’s a great time to dive in. You can start browsing homes for sale in Madison MS right now via our local listings page:
If you’d like a custom list that fits your budget or a 15-minute consultation on what your ideal home might cost, give me a call or text at 601-613-9100. I’m here to make buying your next home easier.
Taylor Realty Group
